Public Adjusting Services
First and Foremost
Public Adjusters are licensed, bonded, and state-regulated insurance professionals who work exclusively for the policyholder, not the insurance company. We are your strongest advocates when it comes to first-party and third-party property insurance claims.
Hurry-Claim Public Adjusters has proudly represented Florida policyholders since 2008, assisting thousands of clients in navigating the claims process and maximizing their settlements. Let our experience work for you!
Insurance companies have their own licensed adjusters handling your claim—shouldn’t you have one too?
Appraisal Services
Appraisal is a method of resolving a dispute that is limited exclusively to the scope and amount of loss. It provides an alternative to lengthy and costly processes such as litigation.
As a licensed Public Adjuster, we provide appraisal services to policyholders currently engaged in appraisal with their insurance company. In many cases, the policy requires that the policyholder’s appraiser be disinterested in the outcome of the claim. This means that the insured must hire an independent appraiser to handle the appraisal for a disputed claim.
Note: A policyholder’s own public adjuster cannot serve as the appraiser, as they have a vested interest in the claim outcome.
With over 17 years of experience, Hurry Claim Public Adjusters has developed strong relationships with opposing appraisers and Neutral Umpires, resulting in a high rate of favorable resolutions for policyholders.
We charge a flat rate fee per appraisal. For more information on appraisal costs, please contact our office.
Residential
Loss Representation
A home is one of the largest investments a person will ever make. It’s more than just a building—it’s your private sanctuary, the place where you raise your family, create
memories, and live your life.
When unexpected damage occurs, it can disrupt your life and place your family in an uncertain situation. Many homeowners are unsure of what their insurance policy covers or how to navigate the process of filing a claim.
Insurance companies often send their own adjusters to evaluate the damages. While this is standard practice, it’s strongly recommended that homeowners hire their own public adjuster to ensure the claim is handled fairly and that you receive the compensation you deserve.
Protect your home. Protect your investment. Let us handle the claim so you can focus on what matters most—your family and your life.
Commercial
Loss Representation
We regularly assist HOA Boards and Condo Associations when damage occurs to buildings or common areas.
Why Commercial Claims Are Different
Commercial property losses differ significantly from residential losses, primarily due to the time value of money. Many businesses experience operational interruptions following a loss, which can result in substantial financial impact. Having a licensed professional review of your insurance coverage ensures all policy benefits are fully understood and recovered.
Let the Experts Handle It
Business disruption can be frustrating. A professional Public Adjuster can manage the complexities of the aftermath, navigating the insurance claim process so you can focus on your operations.
Commercial policies are often customized for each policyholder, meaning thorough review by a Public Adjuster is essential to ensure maximum benefits are received.
Types of Claims
Fire Damage
Fire Damage
An accidental fire can be a traumatic experience for any home or business owner, it can also be the most costly. Hurry-Claim Public Adjusters prepares structural damage estimates and personal property inventory specifically for the policyholder to properly document their fire loss.
Water Damage
Water Damage
Water Damage incidents can happen at any time, in various locations in the home or business. Water can negatively affect building materials inside the property. For instance, wood flooring or cabinets can warp when exposed to moisture or humidity.
Mold
Mold
Mold is highly limited under most insurance policies. For the greatest recovery, it is crucial to have the insurance claim handled by a licensed professional. Mold is an issue that can get complicated extremely fast because it usually grows out of sight, where the home or business owner is unaware that there is a problem.
Theft
Theft
Theft occurs on a daily basis and is generally related to vandalism that takes place simultaneously. The first call you must make is to the authorities to document the incident. Second call should be to your Public Adjuster for proper processing of your claim.
Vandalism
Vandalism
Vandalism is defined as an action involving deliberate destruction of or damage to public or private property. Authorities must be contacted immediately to document a date and time of the incident. Should a vandal damage the home or business in the process of stealing personal property, hiring personal representation will remove the burden of having to deal with the insurance carrier during such a difficult time.
Denied Claims
Denied Claims
Denied claims are unfortunately all too common. As if suffering a property damage loss was not enough to deal with, adding insult to injury is when a policy holder is confronted with a denial of their claim. Hurry Claim Public Adjusters will help navigate through this difficult time and help correct the insurance company’s wrongful coverage decisions.
Underpaid Claims
Underpaid Claims
Under Paid Claims can be reopened up to 5 years after the date of loss for daily claims, and up to 2 years for wind or hurricane claims. At no obligation Hurry Claim Public Adjusters will review your underpaid claim, and supplement the claim if possible. We are only compensated on any supplemental payment we are able to obtain for our clients.
Wind Damage
Wind Damage
Wind Damage can be caused by a hurricane, tornado or a severe thunderstorm. The property damage commonly occurs to the exterior roof of the home or business which can also ensue water damage to the interior of the property.